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loan credit.com :Typically the borrower rights out a check mark for the amount of the loan along with a fee (not post dated as that is illegal). This fee can vary from 10% to 40% of the loan and the borrower normally has two weeks to pay it off in full. Most can’t pay it off in time and end up owing, in some cases, more in fees compared to amount of the initial loan. - loan credit.com.
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